The History of Minimum Coverage Car Insurance Limits in Ventura – Find Out Why California Lawmakers Increased Coverage Limits in 2025 and What it Means for You
By now, virtually all Ventura drivers have heard the news about new laws that went into effect in California on January 1, 2025. If you have not yet heard the news, California lawmakers passed Senate Bill 1107, which became effective at the beginning of 2025. The legislation, which impacts Ventura drivers and Ventura car accident victims, increases car insurance minimum coverage limits by double. Prior car insurance minimum coverage requirements were set at a 15/50/5 split, meaning that a Ventura driver was required to carry at least $15,000 in coverage per person for bodily injury or death resulting from a car accident, $30,000 in coverage per car accident for all victims for bodily injury or death, and $5,000 for property damage caused as a result of a car accident. Under the new laws, Ventura drivers must carry at least $30,000 per person for bodily injury or death caused by a car accident, $60,000 per accident for all victims for bodily injury or death, and $15,000 in coverage for damage to property. This reflects a new split of 30/60/15. But why exactly did California lawmakers decide that it was time to change the laws regarding insurance minimum coverage requirements, and what does it mean for you? To help Ventura drivers and residents better understand these new laws, we answer these questions here.
Last Adjustment to Insurance Coverage Requirements in California Took Place in 1967
It may surprise many Ventura drivers and residents to hear that the last time that California lawmakers made changes to insurance minimum coverage limits was in 1967. This is part of the reason that California lawmakers viewed it necessary to change the laws and to increase minimum coverage limits throughout the state in 2025. In today’s world, inflation has caused medical expenses and other expenses that flow from a car accident to increase drastically (to wit, the Bureau of Labor Statistics indicates that $5,000 in 1967 is close to the value of $50,000 in 2025). The new minimum coverage limits consider the increased cost of things like medical treatment and auto repairs. This means that Ventura car accident victims will be better protected if they are involved in a serious car accident.
Your Ventura Car Accident Questions Answered – Ventura Car Accident Lawyer
If you or your loved one were injured in a serious car accident in Ventura, do not wait to get legal help with your potential case. The experienced Ventura car accident lawyers at Zavala Law, PC are here to answer your questions and fight for you. Contact the experienced Ventura car accident lawyers at Zavala Law, PC today and speak to a lawyer about your case.
Source:
fox5sandiego.com/traffic/these-new-california-driving-laws-take-effect-in-2025/
